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.JohnSmith.'s Articles in Mortgage

  • Stop Foreclosure in 8 Steps
    Foreclosure is an increasingly apparent part of the real estate landscape today. In many instances, however, foreclosure can be avoided in homeowners in default are properly educated and sufficiently motivated to take action. The procedure simply does not stop itself. This article provides 8 easy steps for homeowners to regain control of their financial lives as it pertains to their home.
  • Rockland County Mortgage Company Provides 8 Action Steps to Avoid Foreclosure
    Foreclosure is an increasingly apparent part of the real estate landscape today. In many instances, however, foreclosure can be avoided in homeowners in default are properly educated and sufficiently motivated to take action. The procedure simply does not stop itself.
  • Rockland County Mortgage Professionals Ask: "Is There Such a Thing As Good or Bad Mortgage Loans?"
    Recently, the mortgage industry as a whole has come under fire for writing, selling and purchasing what many have classified as "bad" loans. This article posits that loans in and of themselves are inherently neutral. It is, instead, the application of these loans to circumstances of individual borrowers that have either positive or negative results.
  • Rockland County Mortgage Hints - When Is an Interest Rate of 5 Percent Actually 5 Percent?
    Many are under the common misconception that the interest rate on a mortgage loan is what it says on the Note that they sign. In fact, the actual interest rate, or effective interest rate, is slightly more complicated to determine. It is, nonetheless, an extremely important factor when comparing one loan product to another. One's decision should be made with this in mind.
  • The Path to Fannie Mae and Freddie Mac Approval
    This article discusses the requirements of FNMA and FHLMC for mortgage brokers to be approved as mortgage Sellers and Servicers.
  • The Changes in the Mortgage Lending Business
    This is an article about the changes a mortgage loan representative endured as the industry changed from being personalized to being more of a virtual, Internet-driven business in the dot com era of the late 90s.

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