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  • Review of the Golden Rule HSA Health Insurance products.  By : RichardREvans
    Health Savings Accounts were authorized by the federal government to help make health insurance more affordable by offering tax incentives. The Golden Rule products offer ways to save even more with some unique offerings.
  • Making Wise Choices When Faced With Expenses  By : Jeff Lakie
    Sometimes we make decisions in life that affect our finances in an adverse way. Perhaps we do not do it intentionally, but an emergency or that once-in-a-lifetime opportunity come our way and for the following months we find ourselves strapped for cash because our debts have outstripped our income
  • Solve your financial dilemmas  By : Jeff Lakie
    No one likes to budget. It’s a lot of work for little reward. But the secret of budgeting and personal financial management is simply to ensure that there’s just enough money left over each month to pay your bills and maybe have a little fun
  • Financial planning and insurance  By : Jeff Lakie
    There are many vital parts of our financial plan: estate planning, mortgages, credit cards, and UK Secured Loans
  • Inflation: Public Enemy Number 1  By : Jeff Lakie
    When our grandparents were working they could earn a decent living, pay for a house, a car, seven children, and still have money to put in the bank
  • Four ideas you can take to the bank!  By : Jeff Lakie
    If only you could snap your fingers and find that you have increased your income! It may not be that easy, but it is easier than you think to increase your income!
  • Re-mortgaging – Guide To The Best Deals  By : Joe Kenny
    When interest rates fall, there are savings to be made. This is true for everyone, not just people currently looking for a new home or mortgage.
  • Stock Investment Research Guidelines To Eliminate Stress  By : Chad M.
    If you’re investing with that gnawing pit in the bottom of your stomach its probable you’re taking risks that could affect your quality of life. Here are some basic guidelines to help your next stock investment...
  • You can have a nicer home  By : Jeff Lakie
    Your home is a huge investment! Do you want to increase its worth? Do you want to improve how you feel about your home when you walk in the door after work?
  • Putting your estate in order  By : RichardREvans
    Put Your Estate in Order For business owners, an effective estate plan addresses a number of concerns over and above the desire to care for surviving family members. Control over who will run the business, conservation of the owner's assets in the face of legal expenses and taxes, and the liquidity to pay estate taxes due shortly after death are just some of the most pressing issues.

    For the sake of their heirs, business owners should plan for the orderly transfer of their wealth — including their business interests — well in advance.


    Prepare for Estate Taxes
    Depending on the value of business and personal assets at the time of death, the law may require that estate taxes be paid on the value of the business. If there is not enough cash on hand, heirs may have no choice but to sell the business prematurely or for less than the real value.

    Some business owners use an irrevocable life insurance trust to purchase policies on their life, collect any death benefits, and distribute the money according to prearranged terms. The proceeds can be used to pay any estate taxes due, so heirs are not forced to sell a business, property, or other assets they would prefer to keep in t
  • Understanding Debt Management Services  By : Joe Kenny
    When some people become overwhelmed with debt and find it hard to pay their bills, they often turn to a debt management service. These services can often be found through credit counselors, and you should only use a service that you're comfortable with.
  • Increased Credit Card Payments – Helping You Keep Up  By : Joe Kenny
    In the past, credit card payments have always been fair, a small percentage of the total balance owed. A new change has recently been proposed by the government that may change this.
  • Solving Problems the Easy Way  By : Jeff Lakie
    Life happens and crises occur. If we lived in a perfect world, we’d all live on beautiful beaches and never have to work!
  • Debt Consolidation Loans and You  By : Jeff Lakie
    Got credit card debt? You may be paying way too much every month in interest rates and fees simply because you’re not able to pay it off in time
  • Crossing the Bridge Loan to Help Yourself  By : Jeff Lakie
    A short term bridge loan may be just what the doctor ordered if you are having trouble making ends meet.
  • Credit Rating and Credit Cards  By : Jeff Lakie
    Free gifts are great. And when free offers come in the mail, we may feel like we’re the most important person in the world!
  • So Many Loans to Choose From  By : Jeff Lakie
    Financial decisions need to come with a translator! Instead, we regular folks are expected to understand and decipher what each financial decision should be… but they’re so complex.
  • The seeming lockstep price of Crude Oil and the Morgan Stanley Capital International EAFE based TSP 401k retirement I Fu  By : Patrick Smith
    A friend of mine at work got into the I fund (based on the Morgan Stanley Capital International EAFE) at the right time and rode it to some great profits. He said that as oil prices rose so did the I fund.
  • Seasonal Trading Strategy for Stock Funds and US Federal Employee TSP 401k Retirement Accounts  By : Patrick Smith
    Of course we know past performance does not guarantee future results but there is something here that makes this investor think that just maybe there is something more to the story this time.
  • A House Is for Protection, a Home Should Be Protected  By : Clive Green
    People will do whatever is in their capacity to provide the comfort their family deserves. They work hard enough in order for them to have a stable job and eventually to have more income to support them to attain that goal.
  • More California Homeowners Turn To Pay Option ARM Loans When Refinancing  By : Keith Hunt
    More and more California homeowners are using Pay Option ARM mortgage loans to refinance. Pay Option allows choice of four different mortgage payments
  • Credit Card Debt Statistics  By : Joe Kenny
    In the past, credit card payments have always been fair, a small percentage of the total balance owed. A new change has recently been proposed by the government that may change this.
  • More California Homeowners Turn To Pay Option ARM Loans When Refinancing  By : Keith Hunt
    More and more California homeowners are using Pay Option ARM mortgage loans to refinance. Pay Option allows choice of four different mortgage payments
  • Mortgage Loan Pre-Approval Makes California Home Search Easier  By : Keith Hunt
    A California mortgage loan pre-approval letter makes home search easier by knowing what you can afford. Real estate agents also treat you as a qualified buyer.
  • Credit Card Application Facts  By : Joe Kenny
    If you have never applied for a credit card before, there are things you will need to know about them. Credit cards can bring you a convenience which is unrivaled by using cash or checks. Despite this, using your credit card improperly and can lead to a financial hardship which is difficult to overcome.

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