Selling your structured settlement payments need not be difficult if you don't rush into it. Give it some thought. Why do you want sell your structured settlement? To improve your home or to buy a house you have always wanted. Maybe to pay bills or college.
You do have choices: sell the whole annuity, sell some payments, sell only the lump sum payments or sell part of the monthly payment (say one half) which will give you 1/2 the monthly payment plus some up front cash.
Get yourself a company or broker who purchases structured settlements and who will help you with all your questions. The sale will take 2 to 4 months. Deal with someone who will update you weekly and who can be reached when needed.
You going to need documents to sell your structured settlement annuity. A copy of the annuity, the settlement agreement and release, a photo ID, a copy of your last check and a application. The broker or staff person should help you get the necessary documents.
I want to point out that if you depend on your payments to pay important bills like your rent/mortgage, food and electricity, selling your payments may not be in your best interest. Look elsewhere for a loan. Your going to find yourself in big trouble when the money runs out. Just a heads up.
I'm available for questions and help. My best to you.

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About The Author
Frank ReCouper Sr. is President of FDR Resources and has been in financial services for over 45 years. For more information go to FDR Resources or R & P Capital Resources

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